About Moniqo
About Moniqo
Moniqo is a privacy-first, AI-powered personal finance assistant. It brings every bank, card and currency into one private view — automatically converted to your base currency — so you can see where your money goes, know what's coming, and make better decisions. It's for anyone whose money is scattered across banks, cards and currencies, and it goes deeper than most apps with native statement parsers, a rent-cheque calendar and tax context — with new regions and bank parsers being added continuously.
Moniqo is open about what it is and isn't: it imports the statements your bank emails you rather than connecting via bank APIs, it's web-first today, and it's privacy-first always — your data is never sold or used for ad targeting.
Free while we get the first users right — then about the price of a movie ticket per month.
About OptiFi Technologies LLP
Moniqo is built and operated by OptiFi Technologies LLP— a leading IT solutions provider in India, empowering businesses of all sizes with bespoke services, from IT consulting and cloud solutions to digital marketing and cybersecurity. Based in Kannur, Kerala — “We Engineer Your Digital Future”.
- Operator: OptiFi Technologies LLP — Kannur, Kerala, India
- Contact: info@moniqo.me
- LinkedIn · Instagram · optifitechnologies.com
Last updated 28 May 2026 · Built and operated by OptiFi Technologies LLP · Hosted in secure, encrypted cloud infrastructure. Moniqo is a personal-finance product — not a bank, not a financial advisor.
See what Moniqo does, how your data is protected, or where Moniqo fits.